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Author: Charles Hugh Smith

Of Two Minds

Three Ways to Restore Housing Affordability

The choice is simple: housing is either shelter for citizens, or it's just another interchangeable speculative…

Charles Hugh SmithFebruary 28, 2025March 1, 2025
Of Two Minds

Housing: The Foundations of the Middle Class Are Crumbling

Bottom line: with the loss of predictability, we've also lost any sense of future financial security.

Charles Hugh SmithFebruary 26, 2025February 27, 2025
Of Two Minds

When Markets Misbehave

Markets misbehave, sometimes when we least expect it. How badly they misbehave depends on the soundness…

Charles Hugh SmithFebruary 23, 2025February 26, 2025
Of Two Minds

The Tax Benefits of Self-Employment

Lowering one's tax burden is not the reason to pursue self-employment, but it is something worth…

Charles Hugh SmithFebruary 20, 2025February 26, 2025
Of Two Minds

The Problem With Money Isn’t Money

The Problem With Money is that it's complicated.

Charles Hugh SmithFebruary 18, 2025February 19, 2025
Of Two Minds

Automation Institutionalizes Mediocrity

Meanwhile, in the lived-in world, our quality of life is unraveling in myriad ways as algorithmically-driven…

Charles Hugh SmithFebruary 14, 2025February 18, 2025

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